Best Smartphone Under 20,000

The best phones in India under Rs 20,000 are now more capable than ever. The latest phones under Rs 20,000 have excellent performance, premium design, and exceptional photography performance. As you might assume, the latest smartphone include premium features such as FHD+ displays, quick charging capabilities, a USB Type-C port, 4G VoLTE connection, and twin cameras. With the luxury of some additional cash, you can now select your choice from our handpicked list of the top smartphones under Rs 20,000 in India.

Top Smartphones under 20k


Price: 18,999

The iQOO Z7 is a feature-rich smartphone with a strong emphasis on performance. The phone is powered by the MediaTek Dimensity 920 SoC, which can handle practically any task, including gaming and multitasking. With its 6.38-inch 90Hz AMOLED screen, 5,000mAh battery, and 44W rapid charging solution, the handset also meets consumers’ content consumption needs. The 64 MP back camera and 16MP front camera on the iQOO Z7 are also remarkable, delivering some nice images in daylight.

Xiaomi’s Redmi Note 12

Price: INR 16,999

Xiaomi’s Redmi Note 12 has a beautiful appearance for a product that costs around Rs. 16,999, and it is backed up by good performance, a long battery life, and a clear display. The 120Hz panel boasts an FHD+ resolution and a peak brightness of 1200 nits. Your photographic needs are met by a 48MP primary sensor, an 8MP ultrawide sensor, and a 2MP macro sensor. Qualcomm’s Snapdragon 4 Gen 1 handles performance for quick processing. Finally, a 33W rapid charging system supports the 5,000mAh cell.

OnePlus Nord CE 3 Lite

Price: 19,999

The OnePlus Nord CE 3 Lite has some excellent specs and is priced under Rs 20,000. It is powered by a Qualcomm Snapdragon 695G 5G CPU and features a 6.7-inch Full HD+ LCD display with a refresh rate of 120Hz, making it ideal for immersive viewing experiences. A 108MP primary sensor, a 2MP macro sensor, and a 2MP depth sensor are included in the camera system. This smartphone is also ideal for on-the-go use, thanks to its long-lasting 5,000mAh battery and 67W quick charging capabilities.

Vivo T2

Price: 18,999

The Vivo T2 is an excellent everyday gadget that many people would enjoy. The device is powered by a powerful Snapdragon 695 SoC with 5G support. The phone also sports an eye-catching 6.38-inch AMOLED display with a refresh rate of 90Hz and an attractive colour-changing design. The Vivo T2 has a dual-rear camera configuration with a 64MP primary sensor with OIS and a 2MP depth sensor. Furthermore, the handset is powered by a 4,500mAh battery with a 44W fast charging solution that can charge the device from 0% to 100% in just over an hour.

Moto G73

Price: 16,999

The Moto G73, which costs INR 18,999, outperforms the competition when it comes to performance, speaker output, and software experience. On the front is a 6.5-inch LCD panel with a refresh rate of 120Hz. A big 5,000mAh cell with 30W charging capabilities is also included to power the entire arrangement. The processor is MediaTek’s Dimensity 920 SoC, and it can support up to 8GB of RAM. The optics include a 50MP primary shooter with an 8MP ultra-wide lens added.

Realme 10 Pro 5G

Price: 18,999

The Realme 10 Pro presents a novel super slim bezel display to the affordable market, increasing the amount of screen real estate accessible for viewing. The panel itself is an LCD, however it has excellent contrast and colour accuracy, as well as a refresh rate of 120Hz. A 108MP sensor on the rear is also included, as is a 2MP depth shooter. Qualcomm’s Snapdragon 695 SoC and up to 8GB of LPDDR4X RAM handle performance. To top it all off, the smartphone comes with a big 5,000mAh battery that can be charged at 33W fast charging.

Moto G72

Price: 16,999

The Moto G72 is Motorola’s latest G series smartphone, and it is possibly the best offering the company has put out in a long time in the budget market. For image capture, the phone includes a 120Hz pOLED display and a 108MP main sensor. The MediaTek Helio G99 SoC handles processing, and the phone also includes 6GB of LPDDR4X RAM and 128GB of UFS 2.1 storage. A 5,000mAh battery that can charge at 33W powers the entire arrangement. The device’s only flaw is that it does not support 5G.


Price: 15,999

The POCO X5 is a tiny and lightweight smartphone with an all-day battery life and a high-quality 120Hz refresh rate AMOLED display. It is powered by a Qualcomm Snapdragon 695 5G chipset and has a competent 13MP front camera. The smartphone has three rear cameras, including a 48MP primary sensor, an 8MP ultrawide lens, and a 2MP macro sensor, all of which provide good daytime photography. The smartphone supports 33W charging, allowing it to charge its 5,000mAh battery in slightly over an hour.

OnePlus Nord CE2 Lite

Price: 17,928

The OnePlus Nord CE 2 Lite is the company’s most affordable smartphone on the market. On paper, the phone aims to imitate OnePlus’ founding philosophy of giving the finest specs for the lowest price. Qualcomm’s Snapdragon 695 5G SoC handles performance, and up to 8GB of LPDDR4X RAM is included. In terms of optics, the 64 MP primary camera captures images more than enough. The phone has a standard LCD display that can refresh at 120Hz. Finally, with a 5,000mAh battery, the phone may easily survive more than a day.

Realme Narzo 50 5G

Price: 14,499

Realme enjoys crowding the inexpensive smartphone market with multiple smartphones that are identical in character. The Realme Narzo 50 5G is essentially the Realme 9 5G with a few additional features that set it distinct. The Dimensity 810 features a competent processor, but RAM and storage options are limited to 8GB and 128GB, respectively. The display is an LCD panel, however it refreshes at 90Hz to keep the experience smooth. In terms of optics, the back has a dual-camera setup with a 48MP main sensor. Finally, there’s a 5,000mAh battery to power the phone all day.

These are the top smartphones you can buy under 20k. Always make sure to buy the GoWarranty extended warranty plan for your smartphone so that it lasts longer.

GoWarranty provides extended warranty and repair services, so your appliances or devices keeps delivering the best performance and you can focus on what is important for you. We cover all electronic products and our protection plans are widely available across electronics stores and online marketplaces.

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